中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.050 (+0.759%) 沽空 $2.60亿; 比率 11.697% │0.5倍│5.7厘建行(00939.HK) +0.130 (+1.619%) 沽空 $3.57亿; 比率 9.697% │0.5倍│5.8厘中行(03988.HK) +0.090 (+1.927%) 沽空 $1.90亿; 比率 11.881% │0.4倍│5.7厘农行(01288.HK) +0.020 (+0.357%) 沽空 $1.18亿; 比率 17.555% │0.6倍│5.1厘交行(03328.HK) +0.100 (+1.473%) 沽空 $7.33千万; 比率 28.251% │0.4倍│5.7厘邮储银行(01658.HK) +0.020 (+0.388%) 沽空 $5.00千万; 比率 11.910% │0.5倍│4.7厘招行(03968.HK) +0.160 (+0.336%) 沽空 $3.94亿; 比率 27.805% │1倍│4.4厘光大银行(06818.HK) +0.050 (+1.529%) 沽空 $1.57千万; 比率 15.886% │0.4倍│5.6厘民生银行(01988.HK) +0.110 (+2.821%) 沽空 $3.75千万; 比率 17.147% │0.3倍│5.2厘浙商银行(02016.HK) +0.020 (+0.794%) 沽空 $1.40百万; 比率 8.397% │0.3倍│6.3厘重农行(03618.HK) +0.100 (+1.698%) 沽空 $2.95千万; 比率 26.684% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-29 16:25。)